Legal Agreement

Terms of Service

Last revised: July 30, 2026

I

Acceptance of Terms

These Terms of Service constitute a legally binding agreement between you, whether personally or on behalf of an entity, and Greager Mortgages LLC, a Utah limited liability company with its principal place of business at 4286 Rose Springs Rd, Tooele, Utah 84074-8256, operating under the trade name Greager Loan. By accessing, browsing, or using the website located at greagerloan.autos, including any subdomains, related mobile applications, application programming interfaces, and all associated content and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service in their entirety.

If you do not agree with all of the terms and conditions set forth herein, you are expressly prohibited from using the website and must discontinue access immediately. Greager Mortgages LLC reserves the right to modify, amend, or otherwise update these Terms of Service at any time and for any reason, with or without prior notice. Your continued use of the website following the posting of revised terms constitutes your irrevocable acceptance of those changes. It is your sole responsibility to review these Terms periodically to ensure you remain informed of any modifications that may affect your rights or obligations.

The website is intended for users who are at least eighteen years of age and possess the legal capacity to enter into binding contracts. By using the website, you represent and warrant that you meet these eligibility requirements. Persons under the age of eighteen are not permitted to use or register for the website. Additional terms, policies, or guidelines that may be posted on the website from time to time are hereby incorporated by reference into these Terms of Service and form an integral part of this agreement.

II

Description of Services

Greager Mortgages LLC, through its Greager Loan trade name, provides professional services in the domain of computer systems design and related technical services. Our offerings encompass but are not limited to: systems architecture consultation, technical research and analysis, infrastructure design and planning, technology integration advisory, data engineering strategy, and enterprise systems evaluation. The website greagerloan.autos serves as an informational platform that presents research findings, technical insights, industry analysis, and professional perspectives relevant to the computer systems design field.

We reserve the exclusive right to modify, suspend, or discontinue any aspect of the website or our services, temporarily or permanently, without prior notice or liability to you or any third party. This includes the right to alter the scope, availability, pricing, and features of our services at our sole discretion. Any service descriptions, specifications, or performance claims presented on the website are provided for general informational purposes only and do not constitute warranties, guarantees, or binding commitments unless explicitly stated otherwise in a separate written agreement executed by authorized representatives of Greager Mortgages LLC. We make no representation that our services will be available in all jurisdictions or that the content published on the website is appropriate or authorized for use in your specific location.

III

Website Use and Conduct

Your use of greagerloan.autos is conditioned upon your compliance with all applicable local, state, national, and international laws, statutes, ordinances, and regulations. You agree not to use the website for any purpose that is unlawful, abusive, harassing, defamatory, obscene, fraudulent, or otherwise objectionable as determined by Greager Mortgages LLC in its reasonable discretion. You further agree not to engage in any activity that interferes with or disrupts the proper functioning of the website, its servers, or any networks connected to the website.

You shall not attempt to gain unauthorized access to any portion of the website, other accounts, computer systems, or networks connected to any Greager Mortgages LLC server through hacking, password mining, or any other illegitimate means. Systematic retrieval of data or content from the website to create or compile a collection, compilation, database, or directory without our express prior written permission is strictly prohibited.

Any use of automated systems, including but not limited to robots, spiders, scrapers, or offline readers, that sends more request messages to our servers in a given period than a human can reasonably produce in the same period by using a conventional web browser is expressly forbidden. We reserve the right to revoke these exceptions either generally or in specific cases. You agree that Greager Mortgages LLC may, in its sole discretion and without prior notice, terminate your access to the website for any violation of these provisions and that we may involve and cooperate with law enforcement authorities in prosecuting users who violate these Terms or applicable law.

IV

Intellectual Property Rights

All content, materials, and features available on or through the greagerloan.autos website, including but not limited to text, articles, reports, graphics, logos, icons, images, audio clips, video clips, data compilations, software, code, and the design, selection, and arrangement thereof, are the exclusive property of Greager Mortgages LLC, its licensors, or other content suppliers and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. The compilation of all content on the website is the exclusive property of Greager Mortgages LLC and is protected by U.S. and international copyright laws.

The trademarks, service marks, trade names, logos, and product names displayed on the website, including without limitation the names "Greager Loan," "Greager Mortgages," and the domain name greagerloan.autos, are registered and unregistered trademarks of Greager Mortgages LLC. Nothing in these Terms of Service or on the website shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the website without the prior written permission of Greager Mortgages LLC or the respective trademark owner. Any unauthorized use of the materials appearing on the website may violate copyright, trademark, and other applicable laws and could result in criminal or civil penalties.

V

User Obligations and Representations

By using the website, you represent and warrant that all information you submit, whether through contact forms, email communications, telephone calls, or any other channel, is truthful, accurate, current, and complete. You agree to promptly update any information that becomes inaccurate or outdated. You acknowledge that Greager Mortgages LLC is entitled to rely upon the information you provide and that you bear sole responsibility for any consequences arising from inaccurate, misleading, or incomplete submissions.

You are responsible for maintaining the confidentiality of any account credentials or access methods associated with your use of the website, and you agree to accept responsibility for all activities that occur under your account or through your access credentials. You must notify Greager Mortgages LLC immediately of any unauthorized use of your account or any other breach of security of which you become aware. We will not be liable for any loss or damage arising from your failure to comply with these security obligations. Furthermore, you agree to cooperate fully with any investigation by Greager Mortgages LLC or its designated representatives into suspected violations of these Terms of Service, including providing information reasonably requested in connection with such investigation.

VI

Confidentiality

In the course of your engagement with Greager Loan and your use of the greagerloan.autos website, you may receive or have access to information that is proprietary, confidential, or otherwise not publicly available. This includes, but is not limited to, technical specifications, system architectures, business methodologies, research findings prior to publication, client lists, pricing structures, and strategic plans. You agree to hold all such information in strict confidence and to not disclose, reproduce, summarize, or distribute any confidential information without the express prior written consent of an authorized representative of Greager Mortgages LLC.

Your confidentiality obligations under this section shall survive the termination or expiration of these Terms of Service and shall remain in full force and effect for a period of five years following the date of your last access to or use of the website. These obligations do not apply to information that you can demonstrate was already in the public domain at the time of disclosure through no fault of your own, was independently developed by you without reference to or reliance upon the confidential information, or was rightfully obtained by you from a third party not subject to a duty of confidentiality. You acknowledge that any breach of these confidentiality provisions may cause irreparable harm to Greager Mortgages LLC for which monetary damages would be an inadequate remedy, and you consent to injunctive relief in addition to any other remedies available at law or in equity.

VII

Disclaimer of Warranties

THE WEBSITE GREAGERLOAN.AUTOS AND ALL CONTENT, MATERIALS, INFORMATION, SERVICES, AND PRODUCTS INCLUDED ON OR OTHERWISE MADE AVAILABLE THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY REPRESENTATIONS, WARRANTIES, OR CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, GREAGER MORTGAGES LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUBSIDIARIES, SUCCESSORS, AND ASSIGNS EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, AND NON-INFRINGEMENT OF THIRD-PARTY RIGHTS.

GREAGER MORTGAGES LLC MAKES NO WARRANTY THAT THE WEBSITE WILL MEET YOUR REQUIREMENTS, THAT ACCESS TO THE WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE WILL BE ACCURATE, COMPLETE, OR RELIABLE, OR THAT ANY DEFECTS IN THE WEBSITE OR ITS CONTENT WILL BE CORRECTED. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM GREAGER MORTGAGES LLC OR THROUGH THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOADING.

VIII

Limitation of Liability

IN NO EVENT SHALL GREAGER MORTGAGES LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUBSIDIARIES, SUCCESSORS, OR ASSIGNS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF BUSINESS OPPORTUNITY, LOSS OF GOODWILL, LOSS OF DATA, BUSINESS INTERRUPTION, OR COST OF PROCUREMENT OF SUBSTITUTE SERVICES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE WEBSITE OR THESE TERMS OF SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, STATUTE, OR ANY OTHER LEGAL THEORY, EVEN IF GREAGER MORTGAGES LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE AGGREGATE LIABILITY OF GREAGER MORTGAGES LLC FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OF SERVICE OR THE USE OF THE WEBSITE, WHETHER IN CONTRACT, TORT, OR OTHERWISE, SHALL NOT EXCEED THE GREATER OF ONE HUNDRED UNITED STATES DOLLARS OR THE TOTAL AMOUNT PAID BY YOU, IF ANY, TO GREAGER MORTGAGES LLC DURING THE TWELVE-MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM. THE FOREGOING LIMITATIONS SHALL APPLY NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY STATED HEREIN. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO THE ABOVE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU TO THE EXTENT SUCH EXCLUSIONS OR LIMITATIONS ARE PROHIBITED BY APPLICABLE LAW.

IX

Indemnification

You agree to defend, indemnify, and hold harmless Greager Mortgages LLC, its parent companies, subsidiaries, affiliates, and each of their respective officers, directors, employees, agents, contractors, licensors, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, expenses, and fees, including reasonable attorneys' fees and court costs, arising out of or in any way connected with your use of or access to the website, your violation of any term of these Terms of Service, your violation of any applicable law, rule, or regulation, your violation of any third-party right, including without limitation any intellectual property right, publicity right, confidentiality right, or privacy right, or any claim that information you submitted caused damage to a third party.

Greager Mortgages LLC reserves the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of such claims. You shall not settle any matter subject to indemnification under this section without the prior written consent of Greager Mortgages LLC, which consent shall not be unreasonably withheld. These indemnification obligations shall survive the termination or expiration of these Terms of Service and your cessation of use of the website.

X

Governing Law and Dispute Resolution

These Terms of Service and any dispute, claim, or controversy arising out of or relating to them, whether based in contract, tort, statute, or otherwise, shall be governed by and construed in accordance with the laws of the State of Utah, without giving effect to any conflict of laws principles that would result in the application of the laws of another jurisdiction. The United Nations Convention on Contracts for the International Sale of Goods shall not apply to these Terms of Service or any transactions conducted through the website.

Any legal action, suit, or proceeding arising out of or relating to these Terms of Service or the website shall be instituted exclusively in the federal or state courts located in Tooele County, Utah. You irrevocably submit to the personal jurisdiction of such courts and waive any objection based on improper venue, forum non conveniens, or any similar doctrine. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of the website or these Terms must be filed within one year after such claim or cause of action arose or be forever barred. In any action or proceeding to enforce rights under these Terms, the prevailing party shall be entitled to recover its reasonable costs and attorneys' fees in addition to any other relief to which it may be entitled.

XI

General Provisions

Provision A Entire Agreement

These Terms of Service, together with our Privacy Policy and any other legal notices or supplementary terms published by Greager Mortgages LLC on the website, constitute the entire agreement between you and Greager Mortgages LLC concerning your use of the website and supersede all prior or contemporaneous communications, understandings, and agreements, whether written or oral, regarding the subject matter hereof.

Provision B Severability

If any provision of these Terms of Service is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent possible, and the remaining provisions shall continue in full force and effect so as to best effectuate the original intent of the parties as reflected in these Terms.

Provision C Waiver

No waiver of any term or condition set forth in these Terms of Service shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure of Greager Mortgages LLC to assert a right or provision under these Terms shall not constitute a waiver of such right or provision and shall not preclude Greager Mortgages LLC from enforcing that right or provision at any subsequent time.

Provision D Assignment

You may not assign, transfer, or delegate your rights or obligations under these Terms of Service, in whole or in part, without the prior written consent of Greager Mortgages LLC. Greager Mortgages LLC may freely assign or transfer these Terms, in whole or in part, without restriction or prior notice to you. Any attempted assignment in violation of this provision shall be null and void. These Terms shall be binding upon and inure to the benefit of the parties hereto and their permitted successors and assigns.

Provision E Force Majeure

Greager Mortgages LLC shall not be liable for any delay or failure in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, pandemics, epidemics, network infrastructure failures, power outages, or shortages of transportation facilities, fuel, energy, labor, or materials.

Provision F Relationship of the Parties

Nothing in these Terms of Service shall be construed to create a partnership, joint venture, agency, employment, or fiduciary relationship between you and Greager Mortgages LLC. You have no authority to bind Greager Mortgages LLC or to incur any obligation or liability on behalf of Greager Mortgages LLC. Each party shall act as an independent contractor and shall be solely responsible for its own conduct and obligations.

Provision G Survival

All provisions of these Terms of Service which by their nature should survive termination shall survive termination, including without limitation the sections concerning Intellectual Property Rights, Confidentiality, Disclaimer of Warranties, Limitation of Liability, Indemnification, Governing Law, and General Provisions. Termination of your access to or use of the website shall not relieve you of any obligations or liabilities accruing prior to such termination.

Provision H Notices

All notices, requests, demands, and other communications required or permitted under these Terms of Service shall be in writing. Greager Mortgages LLC may provide notices to you through the website, by email to any address you have provided to us, or by other electronic or conventional communication methods. You may provide notices to Greager Mortgages LLC by email to office@greagerloan.autos or by certified mail, return receipt requested, to Greager Mortgages LLC, 4286 Rose Springs Rd, Tooele, UT 84074-8256, United States. Notices provided by email shall be deemed given when the email is sent.

Provision I Headings

The section headings and sub-headings contained in these Terms of Service are inserted for convenience of reference only and shall not affect the meaning, construction, or interpretation of any provision hereof. Any ambiguity in these Terms shall not be construed against the drafting party. In the event any portion of these Terms is translated into a language other than English, the English-language version shall control in the event of any conflict or inconsistency between translations.

XII

Contact Information

If you have any questions, concerns, or comments regarding these Terms of Service, the practices of the greagerloan.autos website, or your dealings with Greager Mortgages LLC, we encourage you to contact us. Our team is available to address inquiries about these terms and provide clarification on any provisions that may affect your rights or obligations. We are committed to responding to all substantive communications in a timely and professional manner, ordinarily within five business days of receipt.

Company Greager Mortgages LLC
Trade Name Greager Loan
Address 4286 Rose Springs Rd, Tooele, UT 84074-8256, US
Email office@greagerloan.autos
Phone +1 (267) 502-1294
Website www.greagerloan.autos